It happens all too often. Home buyers forget that one of the most drastic mistakes they can make during the purchase process is making decisions that can impact their credit, job status, or overall savings. For this reason, the 10 Commandments of Buying a Home are here to serve you. Follow these, and your transaction is infinitely more likely to go through without a hitch!

1. Thou shall not view homes without being pre-qualified by a proven/experienced lender.
2. Thou shall not buy a new car or open up any new credit accounts.
3. Thou shall not quit your job or start a new business (retain all pay-stubs).
4. Thou shall read and understand the terms of the entire purchase contract.
5. Thou shall not be your own home inspector (unless you are one in real life).
6. Thou shall not quibble with the seller over minor repairs (reasonable BINSR).
7. Thou shall not make large deposits without first checking with your lender.
8. Thou shall not spend the money you have saved for your down payment, or closing costs.
9. Thou shall not change banks, or bank accounts.
10. Thou shall not co-sign on any other loan for any reason.